Health Insurance in Spain
Comprehensive medical coverage for you and your family at affordable prices
Comprehensive Health Insurance
Access quality healthcare with flexible coverage options tailored to your needs.
Your Health Insurance in just 5 minutes! *
Getting health insurance in Spain has never been easier. We compare offers from multiple providers to find you the best medical coverage at the most competitive price.
* Average time to get multiple quotes once all information is provided.
Complete Health Protection
- Access to private hospitals and specialists
- No waiting lists for consultations and treatments
- Dental care and optical coverage options
- Emergency medical assistance 24/7
- Maternity and pediatric care coverage
- Multilingual customer service and medical staff
From only
€35*
per month
All prices include VAT
Monthly premium starting from
Premiums vary based on multiple factors including:
- Age and health condition
- Coverage amount selected
- Policy term length
- Smoking status and lifestyle
- Occupation and hobbies
Basic term life insurance starts from approximately €15 per month for young, healthy individuals.
Whole life or investment-linked policies typically range from €30-€100 monthly.
All prices are subject to individual risk assessment and policy terms.
Testimonials
What Our Clients Say
Don’t just take our word for it.
EXCELLENT Based on 635 reviews Posted on Dmytro KuzinTrustindex verifies that the original source of the review is Google. Я почав співпрацю з "Exactly Accountancy" пів року тому і у мене лише позитивні враження, дуже допомагає мені Maria у всіх моїх питаннях, комунікація завжди швидка і приємна, дякую! I started working with Exactly Accountancy half a year ago and I have only positive impressions. Maria helps me a lot with all my questions, communication is always fast and pleasant. Thank you!Posted on Kevin van GemertTrustindex verifies that the original source of the review is Google. I am very satisfied with the services provided by Exactly. They helped me set up my own SL in Spain and have taken care of all accounting matters ever since. I always receive quick and helpful support, and they genuinely think along with me whenever a challenge arises. Jevan is my dedicated accountant: friendly, knowledgeable, and always accessible. As far as I’m concerned, Exactly is highly recommended.Posted on Monique WalravenTrustindex verifies that the original source of the review is Google. The place if you want to become autonomo. They are really helpfull and the process is easy and smoothly. Thanks Kristoffer and Franyoli for everything!Posted on Lisa SassenTrustindex verifies that the original source of the review is Google. Really happy with the service from Sergio! Always kind and really helpful!Posted on Mavis AppiagyeiTrustindex verifies that the original source of the review is Google. I’ve been making use of Exactly Accountancy since I registered as an autónoma and have been very happy with the team, especially with Luis Baldo. Luis is knowledgeable, professional, replies quickly, while taking the time to explain everything clearly. His attention to detail and friendly approach make even the most complex accounting matters feel simple and stress-free. I highly recommend Luis and the entire office for anyone looking for reliable, trustworthy financial guidance!Posted on Noem Tan JimenezTrustindex verifies that the original source of the review is Google. Very organized. Help me ensured that my tax filing is in order.Posted on Daniel ParisiTrustindex verifies that the original source of the review is Google. I have been using Exactly since registering as an autónomo in Spain in 2024. I spoke to a number of accounting firms before I decided to work with Exactly and I'm glad I made the decision I did. They are very competent and easy to work with and I've always found their advice to be excellent. I have referred many friends to them who were frustrated with their previous accountants and everyone seems very happy. Recently, I began working with Maria Vaello and she has been amazing! She is responsive, proactive, and really knowledgable. Navigating the tax system in Spain is complicated and I am so glad I have Exactly and Maria to guide me!Posted on Sten MajorTrustindex verifies that the original source of the review is Google. Luis Baldo is same great like the guy helped me before.. Fast replies and good consulting. Big recommendation!Posted on Anja VonkTrustindex verifies that the original source of the review is Google. Move. Gomis heeft moj uitstekend geholpen met alles wat gedaan moest worden. Ook mijn vragen zijn direct opgepakt. Super gedaanPosted on Rogier StoopTrustindex verifies that the original source of the review is Google. Goede en snelle opvolging. Professioneel advies en hulp. Al jaren lang!
How can we offer
such competitive prices?
We work with multiple insurance providers to compare policies and find you the best value. Our digital platform reduces administrative costs, allowing us to pass those savings directly to you.
- Direct comparison of multiple insurance providers
- No commission fees – we work with transparent pricing
- Digital process reduces paperwork and overhead
Will I get the coverage
I need for peace of mind?
Absolutely. We offer a range of coverage options to suit every need and budget, from basic third-party liability to comprehensive policies with additional protections.
- Access to extensive network of private hospitals
- Specialist consultations without long waiting times
- Emergency medical care 24/7
- Diagnostic tests and laboratory services
- Surgery and hospitalization coverage
- Multilingual medical assistance
Do I need private health insurance in Spain if I have public healthcare?
While Spain has excellent public healthcare, private insurance offers significant advantages like shorter waiting times, choice of specialists, and access to private hospitals. Many residents choose both systems for comprehensive coverage.
Are pre-existing conditions covered?
Coverage for pre-existing conditions varies by provider and policy. Some insurers may impose waiting periods, while others might exclude certain conditions. We’ll help you find providers that offer the best coverage for your specific health situation.
Can I choose my own doctors and hospitals?
Yes, most private health insurance policies in Spain give you access to extensive networks of private hospitals and specialists. Some premium policies even allow you to choose any licensed medical professional in Spain.
Is dental care included in health insurance?
Basic health insurance typically includes emergency dental care, but comprehensive dental coverage is usually an optional extra. We can help you compare policies that include the dental benefits you need.
Can I get coverage for my entire family?
Absolutely. We offer family health insurance policies that cover spouses and children. Family plans often provide better value than individual policies and ensure all your loved ones have access to quality healthcare.
Every policy includes a 14-day cooling-off period — cancel anytime within two weeks at no cost.