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Pet Insurance in Spain

Protect your dog or cat with fast, affordable vet cover—peace of mind in minutes.

Smart Pet Insurance

Vet bills can be unexpected — choose coverage that fits your pet and your budget.

Your Pet Insurance in just 5 minutes! *

Getting pet insurance in Spain is simple. We compare options across providers so you can choose the best cover for your dog or cat — quickly, clearly, and online.

* Average time to get multiple quotes once all information is provided.

Vet Cover & Peace of Mind

  • Accident & illness vet expenses
  • Emergency visits and hospitalisation
  • Diagnostics, tests, and treatments
  • Optional third-party liability (dogs)
  • Wellness add-ons (vaccines, checkups)*
  • Choose deductible & reimbursement level

From only

€9*

per month

All prices include VAT

Monthly premium starting from

Premiums vary based on multiple factors including:

  • Pet type (dog/cat) and breed
  • Age and medical history
  • Coverage level and annual limit
  • Deductible / co-pay
  • Optional extras (liability, wellness)

Basic accident cover can start from around €9/month. Accident + illness plans often range ~€15–€40/month depending on your pet and options.

All prices are subject to individual risk assessment and policy terms.

Testimonials

What Our Clients Say

Don’t just take our word for it.

How can we offer
such competitive prices?

We work with multiple pet insurance providers to compare plans and match you with the best value. A streamlined online process reduces admin costs — savings we pass on to you.

  • Compare multiple pet insurers in one place
  • Transparent pricing — no hidden surprises
  • Fast digital quotes with less paperwork

Will I get the coverage
I need for peace of mind?

Yes. Choose from accident-only, accident + illness, or more comprehensive plans with optional extras like dental, wellness, and third-party liability (where applicable).

  • Accident-only or accident + illness
  • Specialist care & diagnostics cover
  • Emergency and hospitalisation support
  • Custom deductibles / co-pay options
  • Annual limits to fit any budget
  • Optional wellness & preventive care*

What does pet insurance typically cover in Spain?

Most plans cover vet bills for accidents and illnesses. Depending on the policy, you may add extras like dental, wellness/preventive care, or third-party liability for dogs. Coverage limits and exclusions can vary by insurer, breed, and age.

Is there a waiting period before coverage starts?

Usually yes. Many insurers apply a short waiting period (for example, a few days for accidents and longer for illnesses). Pre-existing conditions are typically excluded. The exact waiting period depends on the provider and plan.

How are claims paid (reimbursement vs direct pay)?

Many pet insurance plans reimburse you after you pay the vet, while some providers offer partner clinics or direct settlement options. Reimbursement rate, deductible, and annual limit will affect how much you receive back.

What affects the price the most?

Breed, age, and location strongly impact price. Higher annual limits, lower deductibles, and extra cover (like dental or wellness) can raise premiums. Some breeds may have specific exclusions or higher pricing due to risk factors.

Does pet insurance cover routine checkups and vaccines?

Standard accident/illness plans usually don’t cover routine care. However, many insurers offer optional wellness/preventive packages that can include vaccines, annual checkups, flea/tick treatments, and microchipping—depending on the plan.

Every policy includes a 14-day cooling-off period — cancel anytime within two weeks at no cost.

Monthly premium starting from

Premiums vary based on multiple factors including:

  • Age and health condition
  • Coverage amount selected
  • Policy term length
  • Smoking status and lifestyle
  • Occupation and hobbies

Basic term life insurance starts from approximately €15 per month for young, healthy individuals.
Whole life or investment-linked policies typically range from €30-€100 monthly.

All prices are subject to individual risk assessment and policy terms.