Pet Insurance in Spain
Protect your dog or cat with fast, affordable vet cover—peace of mind in minutes.
Smart Pet Insurance
Vet bills can be unexpected — choose coverage that fits your pet and your budget.
Your Pet Insurance in just 5 minutes! *
Getting pet insurance in Spain is simple. We compare options across providers so you can choose the best cover for your dog or cat — quickly, clearly, and online.
* Average time to get multiple quotes once all information is provided.
Vet Cover & Peace of Mind
- Accident & illness vet expenses
- Emergency visits and hospitalisation
- Diagnostics, tests, and treatments
- Optional third-party liability (dogs)
- Wellness add-ons (vaccines, checkups)*
- Choose deductible & reimbursement level
From only
€9*
per month
All prices include VAT
Monthly premium starting from
Premiums vary based on multiple factors including:
- Pet type (dog/cat) and breed
- Age and medical history
- Coverage level and annual limit
- Deductible / co-pay
- Optional extras (liability, wellness)
Basic accident cover can start from around €9/month. Accident + illness plans often range ~€15–€40/month depending on your pet and options.
All prices are subject to individual risk assessment and policy terms.
Testimonials
What Our Clients Say
Don’t just take our word for it.
EXCELLENT Based on 635 reviews Posted on Dmytro KuzinTrustindex verifies that the original source of the review is Google. Я почав співпрацю з "Exactly Accountancy" пів року тому і у мене лише позитивні враження, дуже допомагає мені Maria у всіх моїх питаннях, комунікація завжди швидка і приємна, дякую! I started working with Exactly Accountancy half a year ago and I have only positive impressions. Maria helps me a lot with all my questions, communication is always fast and pleasant. Thank you!Posted on Kevin van GemertTrustindex verifies that the original source of the review is Google. I am very satisfied with the services provided by Exactly. They helped me set up my own SL in Spain and have taken care of all accounting matters ever since. I always receive quick and helpful support, and they genuinely think along with me whenever a challenge arises. Jevan is my dedicated accountant: friendly, knowledgeable, and always accessible. As far as I’m concerned, Exactly is highly recommended.Posted on Monique WalravenTrustindex verifies that the original source of the review is Google. The place if you want to become autonomo. They are really helpfull and the process is easy and smoothly. Thanks Kristoffer and Franyoli for everything!Posted on Lisa SassenTrustindex verifies that the original source of the review is Google. Really happy with the service from Sergio! Always kind and really helpful!Posted on Mavis AppiagyeiTrustindex verifies that the original source of the review is Google. I’ve been making use of Exactly Accountancy since I registered as an autónoma and have been very happy with the team, especially with Luis Baldo. Luis is knowledgeable, professional, replies quickly, while taking the time to explain everything clearly. His attention to detail and friendly approach make even the most complex accounting matters feel simple and stress-free. I highly recommend Luis and the entire office for anyone looking for reliable, trustworthy financial guidance!Posted on Noem Tan JimenezTrustindex verifies that the original source of the review is Google. Very organized. Help me ensured that my tax filing is in order.Posted on Daniel ParisiTrustindex verifies that the original source of the review is Google. I have been using Exactly since registering as an autónomo in Spain in 2024. I spoke to a number of accounting firms before I decided to work with Exactly and I'm glad I made the decision I did. They are very competent and easy to work with and I've always found their advice to be excellent. I have referred many friends to them who were frustrated with their previous accountants and everyone seems very happy. Recently, I began working with Maria Vaello and she has been amazing! She is responsive, proactive, and really knowledgable. Navigating the tax system in Spain is complicated and I am so glad I have Exactly and Maria to guide me!Posted on Sten MajorTrustindex verifies that the original source of the review is Google. Luis Baldo is same great like the guy helped me before.. Fast replies and good consulting. Big recommendation!Posted on Anja VonkTrustindex verifies that the original source of the review is Google. Move. Gomis heeft moj uitstekend geholpen met alles wat gedaan moest worden. Ook mijn vragen zijn direct opgepakt. Super gedaanPosted on Rogier StoopTrustindex verifies that the original source of the review is Google. Goede en snelle opvolging. Professioneel advies en hulp. Al jaren lang!
How can we offer
such competitive prices?
We work with multiple pet insurance providers to compare plans and match you with the best value. A streamlined online process reduces admin costs — savings we pass on to you.
- Compare multiple pet insurers in one place
- Transparent pricing — no hidden surprises
- Fast digital quotes with less paperwork
Will I get the coverage
I need for peace of mind?
Yes. Choose from accident-only, accident + illness, or more comprehensive plans with optional extras like dental, wellness, and third-party liability (where applicable).
- Accident-only or accident + illness
- Specialist care & diagnostics cover
- Emergency and hospitalisation support
- Custom deductibles / co-pay options
- Annual limits to fit any budget
- Optional wellness & preventive care*
What does pet insurance typically cover in Spain?
Most plans cover vet bills for accidents and illnesses. Depending on the policy, you may add extras like dental, wellness/preventive care, or third-party liability for dogs. Coverage limits and exclusions can vary by insurer, breed, and age.
Is there a waiting period before coverage starts?
Usually yes. Many insurers apply a short waiting period (for example, a few days for accidents and longer for illnesses). Pre-existing conditions are typically excluded. The exact waiting period depends on the provider and plan.
How are claims paid (reimbursement vs direct pay)?
Many pet insurance plans reimburse you after you pay the vet, while some providers offer partner clinics or direct settlement options. Reimbursement rate, deductible, and annual limit will affect how much you receive back.
What affects the price the most?
Breed, age, and location strongly impact price. Higher annual limits, lower deductibles, and extra cover (like dental or wellness) can raise premiums. Some breeds may have specific exclusions or higher pricing due to risk factors.
Does pet insurance cover routine checkups and vaccines?
Standard accident/illness plans usually don’t cover routine care. However, many insurers offer optional wellness/preventive packages that can include vaccines, annual checkups, flea/tick treatments, and microchipping—depending on the plan.
Every policy includes a 14-day cooling-off period — cancel anytime within two weeks at no cost.