Car Insurance in Spain

Find the perfect coverage for your vehicle at the best price

Transparent Car Insurance

Find the right coverage for your needs without hidden costs.

Your Car Insurance in just 5 minutes! *

Getting car insurance in Spain has never been easier. We compare offers from multiple providers to find you the best coverage at the most competitive price.

* Average time to get multiple quotes once all information is provided.

Complete Protection

  • Third-party liability coverage as required by Spanish law
  • Comprehensive coverage options available
  • Roadside assistance and towing services
  • Legal defense and claims management
  • Optional coverage for driver and passengers
  • 24/7 customer support in multiple languages

From only

€180*

per year

All prices include VAT

Annual premium starting from

Premiums vary based on multiple factors including:

  • Driver’s age and experience
  • Vehicle type, age and value
  • Coverage level selected
  • Claims history
  • Geographic area

Third-party liability insurance starts from approximately €180 per year for basic coverage. Comprehensive policies with additional protections typically range from €300-€600 annually.

All prices are subject to individual risk assessment and policy terms.

Testimonials

What Our Clients Say

Don’t just take our word for it.

How can we offer
such competitive prices?

We work with multiple insurance providers to compare policies and find you the best value. Our digital platform reduces administrative costs, allowing us to pass those savings directly to you.

  • Direct comparison of multiple insurance providers
  • No commission fees – we work with transparent pricing
  • Digital process reduces paperwork and overhead

Will I get the coverage
I need for peace of mind?

Absolutely. We offer a range of coverage options to suit every need and budget, from basic third-party liability to comprehensive policies with additional protections.

  • Third-party liability (mandatory in Spain)
  • Comprehensive coverage options
  • Roadside assistance 24/7
  • Legal defense and claims support
  • Optional driver and passenger coverage
  • Multi-language customer service

Is car insurance mandatory in Spain?

Yes. At minimum, third-party liability insurance is legally required for every car registered in Spain – even if it’s not being driven. Driving without insurance is a criminal offence and can lead to heavy fines or confiscation of the vehicle.

Can I insure a car with foreign plates in Spain?

Sometimes – but not long-term. Most insurers only cover vehicles with Spanish plates. If your car still has foreign registration, we’ll check what’s possible short-term, but you’ll likely need to re-register it (matriculate) in Spain.

Can I get insurance if the car is in someone else’s name?

In most cases: no. In Spain, the owner, policyholder, and main driver are expected to match. If you’re driving a car that’s not in your name, we’ll help you check what’s allowed – and how to fix it if needed.

Can I keep my no-claims bonus from another country?

Sometimes. Some insurers in Spain accept foreign no-claims certificates — but it depends on the country and how it’s documented. We’ll check this for you and help you submit it if accepted.

Can I pay monthly?

Yes, most insurers offer monthly, quarterly or annual payments. Some charge small fees for instalments — we’ll show you the exact difference before you decide.

Every policy includes a 14-day cooling-off period — cancel anytime within two weeks at no cost.

Monthly premium starting from

Premiums vary based on multiple factors including:

  • Age and health condition
  • Coverage amount selected
  • Policy term length
  • Smoking status and lifestyle
  • Occupation and hobbies

Basic term life insurance starts from approximately €15 per month for young, healthy individuals.
Whole life or investment-linked policies typically range from €30-€100 monthly.

All prices are subject to individual risk assessment and policy terms.