Home Insurance in Spain
Protect your home and belongings with comprehensive coverage at competitive prices
Comprehensive Home Insurance
Protect your home and belongings with tailored coverage options.
Your Home Insurance in just 5 minutes! *
Getting home insurance in Spain has never been easier. We compare offers from multiple providers to find you the best coverage for your home and belongings.
* Average time to get multiple quotes once all information is provided.
Complete Protection
- Building coverage for structural damage
- Contents insurance for your belongings
- Civil liability protection
- Assistance services for emergencies
- Theft and vandalism protection
- Legal defense and claims management
From only
€140*
per year
All prices include VAT
Monthly premium starting from
Premiums vary based on multiple factors including:
- Property location and value
- Type of construction and age of property
- Coverage level selected
- Security features installed
- Claims history
Basic contents insurance starts from approximately €140 per year. Comprehensive policies with building coverage typically range from €150-€400 annually.
All prices are subject to individual risk assessment and policy terms.
Testimonials
What Our Clients Say
Don’t just take our word for it.
How can we offer
such competitive prices?
We work with multiple insurance providers to compare policies and find you the best value. Our digital platform reduces administrative costs, allowing us to pass those savings directly to you.
- Direct comparison of multiple insurance providers
- No commission fees – we work with transparent pricing
- Digital process reduces paperwork and overhead
Will I get the coverage
I need for peace of mind?
Absolutely. We offer a range of coverage options to suit every need and budget, from basic third-party liability to comprehensive policies with additional protections.
- Building coverage for structural damage
- Contents insurance for personal belongings
- Civil liability protection
- Assistance services for home emergencies
- Theft and vandalism protection
- Legal defense and claims support
Is home insurance mandatory in Spain?
Home insurance is not legally mandatory in Spain, but it is highly recommended. If you have a mortgage, your bank will likely require you to have building insurance. Additionally, community insurance is often required if you live in an apartment building.
What's the difference between building and contents insurance?
Building insurance covers the physical structure of your home (walls, roof, floors, etc.) and permanent fixtures. Contents insurance covers your personal belongings inside the home (furniture, electronics, clothing, etc.). If you own your home, you typically need both. If you rent, you usually only need contents insurance.
Does home insurance cover water damage?
Most home insurance policies in Spain cover sudden and accidental water damage, such as burst pipes. However, damage caused by gradual leaks or poor maintenance may not be covered. It’s important to review your policy details carefully.
Are natural disasters covered?
Standard home insurance policies in Spain typically cover some natural events like storms, lightning, and fire. However, specific natural disasters like earthquakes or floods may require additional coverage. The Consorcio de Compensación de Seguros provides coverage for certain extraordinary risks.
Can I get insurance for a second home or holiday property?
Yes, we offer specialized insurance for second homes and holiday properties in Spain. These policies often include specific coverage for unoccupied properties and may offer flexible terms for seasonal use.
Every policy includes a 14-day cooling-off period — cancel anytime within two weeks at no cost.